How Qrar360 scores work
The Qrar360 score measures data completeness and verification quality for a financial product — it is an editorial assessment of how well-documented a product is, not a recommendation to buy or a rating of the product's quality.
What the score is based on
The score reflects how many of a product's key data fields have been verified from official sources, the recency of that verification, and the quality of the sources used. A product with fully verified fees, eligibility terms, features and regulatory standing receives a higher score than one where much of this information is undisclosed or unverified. The methodology is published and does not depend on any commercial relationship between Qrar360 and the provider.
What the score is not
It is not a recommendation to choose a highly scored product over a lower-scored one. A product with a lower score may be excellent for your specific needs; a higher-scored product may not suit you at all. The score tells you how much you can rely on the data available for that product — not whether the product itself is good.
Commercial independence
Affiliate relationships, advertising and sponsorship have no effect on the score. A provider that pays for a featured placement does not receive a higher data score as a result. The scoring methodology is designed to be uninfluenceable by commercial arrangements — this is a structural requirement, not just a policy statement.
How to use it
Use the score as a signal of data reliability. A high score means you can compare that product's terms with confidence. A low score means some key facts are unverified — treat those fields with appropriate caution, and check the provider's official source before making a final decision.