SME & Business Financing
Financing for small and medium enterprises from licensed lenders and platforms in Saudi Arabia — verified eligibility, costs and tenor only, with no approval guarantee.
Featured Products
3 products listed
ShariaLendo Invoice Financing is a Sharia-compliant, crowdfunded facility for Saudi SMEs that finances up to 80% of confirmed deferred-sales invoices issued to trusted entities, up to SAR 7.5 million, with no real-estate collateral required. Lendo states fees do not exceed 3%, that approvals may be issued and financing received within 48 hours, and requires a valid commercial registration, at least one year of operating history, and minimum annual revenue of SAR 2,000,000. The profit margin is determined by Lendo's credit study of the applicant.
No verified data available for this card yet.
- Sharia
Lendo Term Loans provide Saudi SMEs with Sharia-compliant, crowdfunded term financing of up to SAR 3 million over tenors of up to 24 months. Lendo lists management fees of 3% annually (4% for terms under 12 months), a minimum of one year in business, a valid commercial registration, a 12-month bank statement, and a promissory note as current requirements, with an average approval time of 48 hours. The profit margin is determined by Lendo's credit study; no real-estate collateral is taken.
No verified data available for this card yet.
ShariaSukuk Capital arranges sukuk issuances that let Saudi companies raise working-capital, project and asset-purchase financing of up to SAR 30 million from platform investors, with long-term tenors of up to 10 years. The platform states it sends a financing offer within 3 business days and disburses within 10 business days of complete data, charges an administrative fee of between 3% and 5% to the company, allows early settlement without additional fees, and takes a promissory note from the company and its owners (with real-estate mortgages or receivables assignment in some cases). Applicants must be companies (not sole establishments) with audited financial statements and a valid Saudi commercial registration.
No verified data available for this card yet.