ADCB TouchPoints Platinum Credit Card
· Credit Card
- Foreign-currency transaction fee
- Has an annual fee
Qrar360 Decision Brief
What is this product?
A credit card from Abu Dhabi Commercial Bank.
Who it may suit
- Reward points
- Airport lounge access
- Frequent travellers
Consider if
- You travel often and want travel perks
- You want rewards on everyday spend
May not suit
- People avoiding annual fees
- People who carry a balance month to month
Important conditions
- Foreign-currency transaction fee
Key facts
ADCB conventional Platinum credit card linked to TouchPoints, ADCB's loyalty programme. Per ADCB's Schedule of Fees (Sept 2026) the annual fee is first-year free, then AED 630 (Aspire), AED 315 (Privilege) or free (Excellency), VAT inclusive. Retail and cash finance charge 3.69% per month (APR 44.28%); 2.99% foreign currency margin; interest-free period 25-55 days. Product page: earn up to 1 TouchPoint per AED 1 (10,000 bonus points on AED 10,000 monthly spend); complimentary airport lounge visits; minimum salary AED 5,000; minimum age 18.
Product Analysis
- Annual fee: 630 SAR.
- Purchase APR: 44.28% — applies when a balance is carried.
- A minimum monthly salary of 5000 SAR is required for eligibility.
- Foreign transaction fee: 2.99%.
Qrar360 Score for this productQ36054Sources & methodology
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Availability by Country
- United Arab EmiratesAvailable
Provided By
This product is provided by . For the institution's licenses and regulatory status, see its profile page.
Sources & verification
Verified facts on this page are linked to their official sources.
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Frequently asked questions
- Does ADCB TouchPoints Platinum Credit Card have an annual fee?
- Yes — the fee is 630.
- What is the minimum salary for ADCB TouchPoints Platinum Credit Card?
- The minimum is 5,000.
- Which countries is ADCB TouchPoints Platinum Credit Card available in?
- ADCB TouchPoints Platinum Credit Card is available in: United Arab Emirates.
- Does ADCB TouchPoints Platinum Credit Card include airport lounge access?
- Yes — ADCB TouchPoints Platinum Credit Card includes airport lounge access.
- Does ADCB TouchPoints Platinum Credit Card offer rewards or cashback?
- Yes — ADCB TouchPoints Platinum Credit Card offers a rewards programme.
- What is the foreign transaction fee for ADCB TouchPoints Platinum Credit Card?
- The foreign transaction fee for ADCB TouchPoints Platinum Credit Card is 299.00%.
