VISA Platinum Islamic Credit Card
· Credit Card
- Foreign-currency transaction fee
- Has an annual fee
Qrar360 Decision Brief
What is this product?
A credit card from Banque Saudi Fransi.
Who it may suit
- Cashback on spending
- Airport lounge access
- Sharia-compliant
- People who need Sharia compliance
- Frequent travellers
- Everyday spenders who value cashback
Consider if
- You travel often and want travel perks
- You want rewards on everyday spend
- You prefer a Sharia-compliant product
May not suit
Key facts
A Sharia-compliant Visa Platinum credit card from Banque Saudi Fransi based on the Tawarruq principle. Earns 100 BSF Jana points per SAR 100 spent locally and in the EU and per SAR 150 internationally (40 points per SAR 100 on select local categories), redeemable for gifts and cashback. Annual fee SAR 400, first supplementary card free (SAR 75 for the second), monthly profit margin 3%, 2% foreign exchange fee, illustrative APR 37.88%. Includes Visa Airport Companion lounge access, purchase protection, extended warranty, Apple Pay and mada Pay, and 0% Easy Payment Plans at selected partners.
Product Analysis
- Annual fee: 400 SAR.
- Purchase APR: 37.88% — applies when a balance is carried.
- Foreign transaction fee: 2%.
Qrar360 Score for this productQ36068Sources & methodology
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Availability by Country
- Saudi ArabiaAvailable
Provided By
This product is provided by . For the institution's licenses and regulatory status, see its profile page.
Sources & verification
Verified facts on this page are linked to their official sources.
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Frequently asked questions
- Is VISA Platinum Islamic Credit Card Sharia-compliant?
- VISA Platinum Islamic Credit Card: Sharia-compliant.
- Does VISA Platinum Islamic Credit Card have an annual fee?
- Yes — the fee is 400.
- Which countries is VISA Platinum Islamic Credit Card available in?
- VISA Platinum Islamic Credit Card is available in: Saudi Arabia.
- Does VISA Platinum Islamic Credit Card include airport lounge access?
- Yes — VISA Platinum Islamic Credit Card includes airport lounge access.
- Does VISA Platinum Islamic Credit Card offer rewards or cashback?
- Yes — VISA Platinum Islamic Credit Card offers a rewards programme.
- What is the foreign transaction fee for VISA Platinum Islamic Credit Card?
- The foreign transaction fee for VISA Platinum Islamic Credit Card is 200.00%.
