
KFH World Credit Card
· Credit Card
- Foreign-currency transaction fee
- Has an annual fee
Qrar360 Decision Brief
What is this product?
A credit card from Kuwait Finance House - Bahrain.
Who it may suit
- Reward points
- Airport lounge access
- Sharia-compliant
- People who need Sharia compliance
- Frequent travellers
Consider if
- You travel often and want travel perks
- You want rewards on everyday spend
- You prefer a Sharia-compliant product
May not suit
- People avoiding annual fees
Key facts
KFH Bahrain's Sharia-compliant World Mastercard credit card. First year free; from the second year the fee is waived unless annual spend is below BHD 2,500, in which case BHD 25 + 10% VAT (BD 27.5) applies; minimum monthly income BHD 750. Pearl Rewards: 2 points per BHD on groceries and restaurants, 1.5 on foreign currency, 1 on local spend. Free unlimited access for primary and supplementary cardholders to 1,500+ airport lounges, including the Pearl Lounge at Bahrain International Airport, via Mastercard Travel Pass. Profit rate 2.99% per month (35.88% annual profit rate). Cash withdrawal fee 4% or BD 4.4, whichever is higher; international POS/e-commerce surcharge 3.30%. Supplementary cards are lifetime free. Apple Pay and BenefitPay supported; balance transfer at 0% profit over 6 instalments (BD 5 + VAT fee).
Product Analysis
- Annual fee: 27.5 SAR.
- Purchase APR: 35.88% — applies when a balance is carried.
- A minimum monthly salary of 750 SAR is required for eligibility.
- Foreign transaction fee: 3.3%.
Qrar360 Score for this productQ36078Sources & methodology
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Availability by Country
- BahrainAvailable
Provided By
This product is provided by . For the institution's licenses and regulatory status, see its profile page.
Sources & verification
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Frequently asked questions
- Is KFH World Credit Card Sharia-compliant?
- KFH World Credit Card: Sharia-compliant.
- Does KFH World Credit Card have an annual fee?
- Yes — the fee is 27.5.
- What is the minimum salary for KFH World Credit Card?
- The minimum is 750.
- Which countries is KFH World Credit Card available in?
- KFH World Credit Card is available in: Bahrain.
- Does KFH World Credit Card include airport lounge access?
- Yes — KFH World Credit Card includes airport lounge access.
- Does KFH World Credit Card offer rewards or cashback?
- Yes — KFH World Credit Card offers a rewards programme.
- What is the foreign transaction fee for KFH World Credit Card?
- The foreign transaction fee for KFH World Credit Card is 330.00%.