Financial Products
Browse the financial products tracked by Qrar360 — credit cards, bank accounts, investment accounts, and money transfer services — with no ranking or preference.
28 products
- Credit CardSharia-compliant
Al Rajhi Bank Platinum Credit Card
Al Rajhi Bank
A Sharia-compliant (Murabaha-based) Platinum credit card from Al Rajhi Bank offering mokafaa rewards points, complimentary global airport lounge access, and support for Apple Pay, Google Pay, and Mada Pay. Annual fee is promotionally waived for a limited period as of research.
- Primary Currency:
- SAR
- Available In:
- Saudi Arabia
- Broker Account
Al Rajhi Capital Brokerage Account
Al Rajhi Capital
A brokerage account from Al Rajhi Capital enabling multi-platform stock trading across Saudi (Tadawul), GCC/MENA, and other major international capital markets, operated under the firm's CMA-licensed brokerage division.
- Primary Currency:
- SAR
- Available In:
- Saudi Arabia
- Money Transfer
alinma Express
Alinma Bank
alinma Express is Alinma Bank's international instant money-transfer service, enabling immediate transfers to beneficiaries abroad with a cash-delivery option in select countries, accessible via the bank's app, internet banking, and its branch network. Alinma Bank also offers Western Union as an additional international transfer option through the same distribution network.
- Primary Currency:
- SAR
- Available In:
- Saudi Arabia
- Credit CardSharia-compliant
alinma Platinum Credit Card
Alinma Bank
A Sharia-compliant Platinum credit card from Alinma Bank offering akthr loyalty points, complimentary access to over 25 VIP airport lounges, Apple Pay and Mada Pay support, and an annual-fee waiver during the bank's current promotional period.
- Primary Currency:
- SAR
- Available In:
- Saudi Arabia
- Broker Account
Awaed's trading service lets Saudi users buy and sell US-listed stocks through the Awaed app with no commission, according to the platform's own description ("without commission or hidden percentages"). The app states that the financial markets available for trading are US markets, that investment accounts are opened through the government's Absher portal, that deposits can be made with Apple Pay, and that a Sharia committee reviews screening methods so users can filter Sharia-compliant stocks. Fees other than commission, minimums and eligibility criteria were not published on the pages captured.
- Primary Currency:
- USD
- Available In:
- Saudi Arabia
- Bank Account
Current Account
Banque Saudi Fransi
A standard current account from Banque Saudi Fransi with no minimum balance requirement, including a free mada debit card and free access through Fransi Plus, Fransi Mobile, Fransi Phone, ATM, and branch channels.
- Primary Currency:
- SAR
- Available In:
- Saudi Arabia
- Broker Account
Derayah Global Trading Account
Derayah Financial
A brokerage account from Derayah Financial offering zero-commission trading on Saudi (Tadawul) and US stocks and ETFs, with a low minimum deposit and a free demo account using virtual funds for practice trading.
- Primary Currency:
- SAR
- Available In:
- Saudi Arabia
- Money Transfer
Enjaz International Transfer
Enjaz Payment Services
Enjaz's international money-transfer service, offered through three parallel channels — Enjaz Easy (its own wallet-style instant-transfer network), Western Union, and SWIFT — accessible via the Enjaz Pay app, Bank Albilad e-channels, POS, self-service kiosks, and Enjaz branches/centers. Enjaz's own published fee page states transfer fees start from 0 and vary by destination corridor and method.
- Primary Currency:
- SAR
- Available In:
- Saudi Arabia
- Credit Card
Flexi Credit Card
Saudi National Bank
A no-annual-fee credit card from Saudi National Bank offering zero annual percentage rate on local transactions within Saudi Arabia, designed around interest-free installment payments over four equal installments.
- Primary Currency:
- SAR
- Available In:
- Saudi Arabia
- Broker Account
Global Trading
SNB Capital
SNB Capital's brokerage account offering access to 30+ international markets including the US, UAE, Kuwait, Egypt, Oman, Bahrain, and the UK, alongside Saudi (Tadawul) trading, covering equities, options, ETFs, and bonds, with a SAR 1,000 minimum deposit and market-specific commission rates.
- Primary Currency:
- SAR
- Available In:
- Saudi Arabia
- Savings AccountSharia-compliant
Hassad Account
Al Rajhi Bank
A Mudaraba-based Sharia-compliant savings account from Al Rajhi Bank offering variable, periodically-announced profit rates with flexible deposit and withdrawal access, requiring a minimum eligibility balance of SAR 5,000.
- Primary Currency:
- SAR
- Available In:
- Saudi Arabia
- Bank AccountSharia-compliant
Islamic Current Bank Account
Saudi Awwal Bank
Islamic Current Bank Account is a current account offered by Saudi Awwal Bank in Saudi Arabia. Fees, rates, minimum balance and eligibility are not disclosed on the official page consulted and are recorded as unknown rather than assumed.
- Available In:
- Saudi Arabia
- Sukuk & Alternative InvestmentSharia-compliant
Lendo's investor account lets Saudi citizens and residents aged 18+ fund short-term, Sharia-compliant (Murabaha/Tawarruq) financing opportunities for Saudi SMEs, starting from SAR 1,000 per opportunity, with tenors of 30 to 180 days. Profits are paid on the due date when the financed company repays. Lendo states annual profits in the range of 9%–24% depending on the company's risk assessment, deducts a 20% success fee from profits, and warns that investing involves high risk and may result in total loss of the invested amount.
- Primary Currency:
- SAR
- Available In:
- Saudi Arabia
- SME & Business FinanceSharia-compliant
Lendo Invoice Financing is a Sharia-compliant, crowdfunded facility for Saudi SMEs that finances up to 80% of confirmed deferred-sales invoices issued to trusted entities, up to SAR 7.5 million, with no real-estate collateral required. Lendo states fees do not exceed 3%, that approvals may be issued and financing received within 48 hours, and requires a valid commercial registration, at least one year of operating history, and minimum annual revenue of SAR 2,000,000. The profit margin is determined by Lendo's credit study of the applicant.
- Primary Currency:
- SAR
- Available In:
- Saudi Arabia
- SME & Business FinanceSharia-compliant
Lendo Term Loans
Lendo
Lendo Term Loans provide Saudi SMEs with Sharia-compliant, crowdfunded term financing of up to SAR 3 million over tenors of up to 24 months. Lendo lists management fees of 3% annually (4% for terms under 12 months), a minimum of one year in business, a valid commercial registration, a 12-month bank statement, and a promissory note as current requirements, with an average approval time of 48 hours. The profit margin is determined by Lendo's credit study; no real-estate collateral is taken.
- Primary Currency:
- SAR
- Available In:
- Saudi Arabia
- Credit Card
LifeStyle Credit Card
Banque Saudi Fransi
A cashback-focused credit card from Banque Saudi Fransi offering up to 10% cashback on one selected merchant category monthly, complimentary access to 25+ global airport lounges, and a renewal fee waiver for customers with sufficient annual retail spend.
- Primary Currency:
- SAR
- Available In:
- Saudi Arabia
- Money Transfer
Money Express
Riyad Bank
Riyad Bank's international remittance service, enabling transfers to bank accounts or cash delivery to beneficiaries in India, Pakistan, the Philippines, and Indonesia — including door-to-door cash delivery in the Philippines — initiated via Riyad Online or Riyad ATM without a branch visit.
- Primary Currency:
- SAR
- Available In:
- Saudi Arabia
- Broker Account
Riyad Capital Brokerage Account
Riyad Capital
A brokerage account from Riyad Capital offering local (Tadawul), GCC, and international market trading, with dedicated margin-financing (margin lending) services and equity research.
- Primary Currency:
- SAR
- Available In:
- Saudi Arabia
- Broker Account
Sahm Trading Account
Sahm Capital
The Sahm trading account gives Saudi-based investors access to Saudi (Tadawul) and US stocks, ETFs and US options from one app, with margin financing available on both markets. Sahm's published pricing lists a standard Saudi commission of 0.105% of the net transaction amount (0% under a limited-time offer at research time) and US commissions of USD 0.015 per share with a USD 1.99 minimum per trade for shares above $5 (USD 0.49 below $5), capped at 1.5%, plus regulatory and settlement fees and 15% VAT. Sahm states there are no account minimums and offers free real-time market data.
- Primary Currency:
- SAR
- Available In:
- Saudi Arabia
- Savings AccountSharia-compliant
Saving Account
Alinma Bank
A Sharia-compliant savings account from Alinma Bank offering anticipated monthly profit distributions of up to approximately 2.70% annually depending on balance, with flexible anytime withdrawals and no fixed lock-in period.
- Primary Currency:
- SAR
- Available In:
- Saudi Arabia
- Sukuk & Alternative InvestmentSharia-compliant
Sukuk Capital Investor Account (SME Sukuk)
Sukuk Capital
Sukuk Capital's investor account lets Saudi citizens and residents aged 18+ subscribe to sukuk issued to finance Saudi companies, from SAR 1,000 (the value of one certificate). Periodic profit distributions are quarterly, semi-annual or annual per each issuance's prospectus schedule. The platform states investors can expect a return between 8% and 18% annually, that there is currently no secondary market and capital cannot be withdrawn before maturity, and that these investments are high-risk and may result in partial or total loss. Offerings are overseen by a three-member Sharia committee.
- Primary Currency:
- SAR
- Available In:
- Saudi Arabia
- SME & Business FinanceSharia-compliant
Sukuk Capital SME Financing (Sukuk Issuance)
Sukuk Capital
Sukuk Capital arranges sukuk issuances that let Saudi companies raise working-capital, project and asset-purchase financing of up to SAR 30 million from platform investors, with long-term tenors of up to 10 years. The platform states it sends a financing offer within 3 business days and disburses within 10 business days of complete data, charges an administrative fee of between 3% and 5% to the company, allows early settlement without additional fees, and takes a promissory note from the company and its owners (with real-estate mortgages or receivables assignment in some cases). Applicants must be companies (not sole establishments) with audited financial statements and a valid Saudi commercial registration.
- Primary Currency:
- SAR
- Available In:
- Saudi Arabia
- Buy Now, Pay LaterSharia-compliant
Tabby's longer payment plans in Saudi Arabia let customers split purchases between SAR 2,000 and SAR 50,000 into up to 12 monthly payments at participating retailers. Per Tabby's 29 June 2026 announcement, these plans are built on a Murabaha structure with the cost agreed upfront and fixed for the life of the plan, offered under finance licences from the Saudi Central Bank. Unlike Pay in 4, these plans carry an agreed financing cost.
- Primary Currency:
- SAR
- Available In:
- Saudi Arabia
- Buy Now, Pay Later
Tabby Pay in 4
Tabby
Tabby's core buy-now-pay-later plan in Saudi Arabia splits a purchase into 4 interest-free monthly payments with no fees when checking out with Tabby at participating retailers. Tabby states that it removed late fees on Pay in 4 purchases in the Kingdom effective 16 December 2023, citing its Shariah-compliant payments principles and a fatwa of the Council of Senior Scholars. Availability of a plan depends on the customer's account standing and Tabby payment history.
- Primary Currency:
- SAR
- Available In:
- Saudi Arabia