
YAP
Fintech
YAP is a UAE digital money app brand operated by YAP Holding Limited. YAP does not hold a banking licence; per its official website, the banking products and services offered through YAP are provided by Ruya Community Islamic Bank LLC, licensed and regulated by the Central Bank of the UAE. As of October 2026 yap.com offers a waitlist for a new YAP app.
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Overview
Founded2020
Institution TypeFintech
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